Residential Risk Analysis is the first company in New Zealand to focus on the risks a property may have for the potential purchaser. The company is working with Governmental Departments, Councils, Engineers and Academics to develop a nationwide programme to assess ALL homes for their risk profile - physical, financial and insurable.

Residential Risk Analysis® Ltd was initially created in response to the awareness of home purchases that have gone seriously wrong for buyers in the Post-earthquake environment of Christchurch, but it quickly became apparent that there were more widespread problems throughout New Zealand – namely Climate Change, increased seismicity and a fundamentally changed home insurance regime.

About Director, Melissa Heath

Melissa is a qualified and certified Insurance Professional and has spent more than a decade in the Insurance industry.
Melissa has intensive hands-on experience in Disaster Recovery having led the largest team settling the eye wateringly complex Shared Property claims following the Christchurch and Kaikoura earthquakes. This included picking apart the unending challenges of Multi Unit Building ownership issues; pioneering new ways of settling claims and liaising with Governmental and private agencies as well as working pragmatically with other insurance companies.
As one of the first outsiders to spend time with the locals after the Kaikoura Earthquake, Melissa spent five weeks immediately after the event in the badly affected South Marlborough region visiting isolated homeowners and developing contacts with council, non-profit support organisations, Loss Adjustors and other suppliers. She subsequently led the team settling claims in the Marlborough/Nelson region for the Kaikoura event.
After years of Disaster Recovery experience, including floods, storms and fires; and the arrival of fundamental changes to Home Insurance, Melissa has identified ongoing risks to property buyers and is able to identify the numerous risks that can impact on a home, its resale value and insurability.
With her free time, Melissa volunteers 6 hours a week at the Neonatal Intensive Care Unit at Christchurch Hospital, writes wedding ceremonies for charity, administers the Pauwels Flying Scholarship and even manages to find time to be with her partner, grown daughters and two geriatric cats.

Don't let your greatest asset turn into your greatest liability.


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