Scientia Potentia Est - Knowledge is Power
Education is the most powerful gift you can give anyone - including yourself.

Take a look at some of the issues surrounding home ownership, including the risks (both financial and material) and the insurances involved.

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Boundary Retaining Walls

As you sit indoors and wonder where our usually wonderful weather has gone, cast your eye around your garden and check on your boundary fences and retaining walls. What condition are they in? Are you looking to buy a hillside property that might have retaining walls? Unlike in times gone past, retaining walls are now bit of a nightmare for owners. In times past, retaining walls weren’t really engineered and they weren’t subjected to the forces of nature that now bear down on them. As Climate...

June 5, 2018

Shared Property - what's the problem?

NB: A large cappuccino (pudding in a cup) and some banana bread is required for this post. Having looked at your Title and Diagram, as recommended in the last post; or having driven up and down a long shared driveway for the last fifteen years; it is time to consider the implications and commitments of such an arrangement as Shared Property. Shared Property (as opposed to Shared Construction – I’ll deal with that in a later post) is an item listed on your title as having more than one owner....

April 9, 2018

What is it exactly that you own?

NB: An iced tea and macaron should do the trick. As you sit and browse through this website, take a moment to think about your home (if you own it). What exactly do you own? What are you actually insured for? In later posts, I will go into the different types of ownership in more detail (you’ll need to prepare a nourishing soup to sip whilst reading those posts). Do you have your own driveway? Or do you use a driveway or cul-de- sac that others also use? Do you share construction elements with...

March 5, 2018

Coastal Retreat

NB: this is a Short Black and one biscuit post. With so many topics to talk about, I might as well discuss the one that has been in the news so frequently of late. Coastal Retreat, the orderly withdrawal from coastal lands as residential areas. These are dirty words for those who own homes within the coastal retreat areas mapped out by councils with data input from hydrologists and geotechnical engineers. But those who continue to put their heads in the sand and deny that loss of coastal lands t...

February 19, 2018

What’s this blog about?

NB: Grab a large coffee and a big slice of calorific cake before reading… Residential Risk is a consideration that has, at times, been studiously avoided by those who have formed an emotional connection with a house they are looking to buy.Location, location, location has been the mantra for decades when it comes to buying a house. It is, notably, a mantra put forth by Real Estate Agents whom profit from a house sale going through. Low interest rates and an unhealthy appetite to invest in...

February 9, 2018 Posts 1-5 of 5 | Page

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